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Leasing

Whether you are planning to furnish a new business premises, refurbish exiting office space, invest in interative presentation equipment or are looking for a heavy duty shredder or baling press; Swift Business Solutions can offer a lease agreement tailored to your needs.

There are many advantages for businesses in using leasing, including:

Saves working capital  If you buy equipment outright your capital becomes tied up in a depreciating asset, preventing you from investing in other projects, whereas financing the equipment allows you to save resources for new business opportunities and unexpected needs.

Easier budgeting  Payments are fixed throughout the agreement and are not affected by inflation or changes in interest rates.  You can accurately plan for lease payments in advance, helping to simplify budgeting.

Maintains credit lines  If you lease the equipment, existing credit lines with your bank remain intact.  You therefore retain the flexibility to use your bank's facilities in the future.

Upgrade options  Leasing allows your business to keep up with changes in technology and respond to any market or competitive pressures.  You can add or upgrade your original installation to accommodate changes in your requirements.

Tax efficient  If you pay corporation tax, leasing payments may be deducted from taxable profits, which reduces the net cost of leasing the equipment.

Convenience  Your payments can be made by direct debit.  You can avoid unnecessary time organising payment for equipment rental invoices.

100% financing  A deposit need not be a prerequisite to the finance arrangement.  You simply make regular payments throughout the life of the agreement.

Regular payments  Leasing helpd you spread the cost of using equipment over a pre-agreed period by making regular (usually quarterly) payments instead of a large capital outlay.

 

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